Re­pub­lic Fi­nan­cial Hold­ings Ltd (RFHL) gen­er­at­ed $1.52 bil­lion in prof­it at­trib­ut­able to eq­ui­ty hold­ers for the nine months end­ed June 30, 2026, as the re­gion­al bank­ing group con­tin­ued to grow earn­ings de­spite glob­al eco­nom­ic un­cer­tain­ty.

The per­for­mance rep­re­sent­ed an in­crease of $24 mil­lion, or 1.6 per cent, over the cor­re­spond­ing pe­ri­od last year.

RFHL chair­man, Yash­mid Kara­math, said the re­sults re­flect­ed the strength of the group’s di­ver­si­fied op­er­a­tions across the Caribbean.

“The group con­tin­ues to de­liv­er a strong fi­nan­cial per­for­mance against a back­drop of evolv­ing eco­nom­ic con­di­tions across our op­er­at­ing ter­ri­to­ries, demon­strat­ing the strength of our di­ver­si­fied busi­ness mod­el and the re­silience of our re­gion­al fran­chise,” Kara­math said.

The group’s bal­ance sheet al­so strength­ened dur­ing the pe­ri­od.

Kara­math said the fig­ures demon­strate con­tin­ued cus­tomer con­fi­dence and pro­vide a sol­id cap­i­tal base to sup­port fu­ture ex­pan­sion.

“RFHL’s fi­nan­cial po­si­tion re­mains ro­bust. As at June 30, 2026, to­tal as­sets stood at $134.6 bil­lion, sup­port­ed by a well-di­ver­si­fied port­fo­lio of earn­ing as­sets. Loans and ad­vances amount­ed to $77.4 bil­lion, while cus­tomer de­posits reached $105.3 bil­lion, re­flect­ing the con­fi­dence our cus­tomers con­tin­ue to place in the Group.”

The board de­clared a quar­ter­ly in­ter­im div­i­dend of $1.00 per share, un­changed from the pre­vi­ous year. The div­i­dend will be paid on Au­gust 28 to share­hold­ers on record on Au­gust 14.

Kara­math said the bank­ing group con­tin­ued to nav­i­gate a chal­leng­ing in­ter­na­tion­al en­vi­ron­ment marked by trade ten­sions, in­fla­tion and un­even eco­nom­ic growth across its op­er­at­ing mar­kets. “The op­er­at­ing en­vi­ron­ment dur­ing the quar­ter con­tin­ued to be shaped by height­ened glob­al trade ten­sions, in­fla­tion­ary pres­sures, and vary­ing lev­els of eco­nom­ic ac­tiv­i­ty across the mar­kets in which the group op­er­ates.”

He said the group’s strat­e­gy re­mains cen­tred on dis­ci­plined ex­e­cu­tion, pru­dent risk man­age­ment and main­tain­ing strong cap­i­tal and liq­uid­i­ty po­si­tions.

Tech­nol­o­gy in­vest­ment al­so con­tin­ued to fea­ture promi­nent­ly dur­ing the quar­ter, with dig­i­tal cus­tomer on­board­ing now rolled out across most sub­sidiaries.

Kara­math said the ini­tia­tive is sim­pli­fy­ing the cus­tomer ex­pe­ri­ence, while im­prov­ing op­er­a­tional ef­fi­cien­cy. “By sim­pli­fy­ing how cus­tomers en­gage with us, we are en­hanc­ing ser­vice de­liv­ery, in­creas­ing op­er­a­tional ef­fi­cien­cy and po­si­tion­ing the group for sus­tain­able growth in an in­creas­ing­ly dig­i­tal land­scape,” said Kara­math.

Look­ing ahead, he said RFHL will con­tin­ue to pur­sue sus­tain­able growth while in­vest­ing in tech­nol­o­gy, strength­en­ing cus­tomer re­la­tion­ships and main­tain­ing dis­ci­plined fi­nan­cial man­age­ment.

“As we look ahead to the re­main­der of the fi­nan­cial year, our pri­or­i­ties re­main clear. We will con­tin­ue to fo­cus on de­liv­er­ing sus­tain­able growth, deep­en­ing cus­tomer re­la­tion­ships, in­vest­ing in tech­nol­o­gy and our peo­ple and main­tain­ing the dis­ci­plined fi­nan­cial man­age­ment that has con­sis­tent­ly char­ac­terised the group’s per­for­mance,” the RFHL chair­man said.